The Power of 401k Catch-Ups

Discover how 401(k) catch-up contributions—especially the new "super catch-up" for ages 60-63—can significantly boost your retirement savings. See the potential difference these contributions could make by age 67.

Your Information

$
$0$10M
%

2026 Contribution Limits

Standard Contribution Limit$24,500
50+ Catch-Up Limit+$8,000
60-63 "Super Catch-Up" Limit+$11,250

Your Catch-Up Benefit

Additional Savings by Age 67
$0
Additional Monthly Income Over 30-Year Retirement$0

Projected Balance at Age 67

Regular Contributions Only$24,500/year
$0
With 50+ Catch-Up$32,500/year
$0
With Super Catch-Up (60-63)$35,750/year ages 60-63, then $32,500/year
$0

Growth Comparison

This is the additional amount you could accumulate by age 67 if you take full advantage of catch-up contributions, including the enhanced "super catch-up" for ages 60-63. This could provide approximately $0 in additional monthly retirement income.

Have A Question About This Topic?

Thank you! Oops!

Related Content

A Taxing Story: Capital Gains and Losses

A Taxing Story: Capital Gains and Losses

Understanding how capital gains are taxed may help you refine your investment strategies.

A Living Trust Primer

A Living Trust Primer

Living trusts are popular, but their appropriateness will depend upon your individual needs and objectives.

A Cheat Sheet for Sending Your Kid to College

A Cheat Sheet for Sending Your Kid to College

Dropping off your child is loaded with emotions; here are a few tips for a smoother experience.